Fast
Money secured by your vehicle, offering you the ability to maintain usage rights
Who is eligible for Tawarruq Auto?
Fast

Individual entrepreneur in accordance with the legislation of the Republic of Kazakhstan, aged between 22 and 57 at the time of application

Business must have been in operation for at least 6 months

No outstanding obligations to the budget or overdue debts

No negative status in the Credit Bureau report and must have positive equity

A personal guarantee may be required at the discretion of the Authorized Body of the bank

Frequently asked questions
Can I purchase a vehicle for personal use with Tawarruq Auto?

No, Tawarruq Auto is exclusively intended for replenishing your business's working capital using your existing vehicle as collateral.

Can an individual apply for Tawarruq Auto for personal use?

Tawarruq Auto is solely intended for replenishing the working capital of an operating business.

How does Tawarruq Auto differ from other types of Tawarruq?

Tawarruq Auto is a transaction that provides your business with an increased limit, secured by your vehicle.

Can a non-resident of Kazakhstan apply for Tawarruq Auto?

Currently, Tawarruq Auto is available only to residents of Kazakhstan.

Are there any requirements for the collateral vehicle?

Yes, Passenger/Commercial vehicles Country of manufacture: Korea – no older than 3 years, Japan – no older than 4 years, Europe – no older than 5 years, China – no older than 2 years. Collateral coverage ratio: At least 50%. Comprehensive insurance is required

Calculate favorable terms
Amount of Financing (commodity cost)
3 000 000 KZT
  • 200 000
  • 2 500 000
  • 5 000 000
  • 7 500 000
  • 10 000 000
Number of payments
13
  • 13
  • 15
  • 18
  • 24
  • 30
  • 37
Trade markup (preliminary calculation)
0 %
Monthly payment starting from *
120 000 KZT

The final trade markup will be determined by the Authorized Body and may differ from the indicated amount

The monthly payment depends on the markup amount