Rost
Funds secured by a real estate while retaining usage rights
Who is eligible for Tawarruq Rost with real estate collateral?
Rost

Individual entrepreneur in accordance with the legislation of the Republic of Kazakhstan, aged between 22 and 57 at the time of application

Business must have been in operation for at least 6 months

No outstanding obligations to the budget or overdue debts

No negative status in the Credit Bureau report and must have positive equity

A personal guarantee may be required at the discretion of the Authorized Body of the bank

Frequently asked questions
Can I purchase an apartment, house, or land for personal use with Tawarruq Rost?

No, Tawarruq Rost is exclusively intended for replenishing your business's working capital using your property as collateral.

Can an individual apply for Tawarruq Rost for personal use?

Tawarruq Rost is intended solely for replenishing the working capital of an operating business.

How does Tawarruq Rost differ from other types of Tawarruq?

Tawarruq Rost is a transaction that provides your business with an increased credit limit secured by real estate

Can a non-resident of Kazakhstan apply for Tawarruq Rost?

Currently, Tawarruq Rost is available only to residents of Kazakhstan.

Are there any requirements for the collateral property?

Yes, the property must be located within the city of Almaty.

How long does it take to receive a response to the application?

Each case is reviewed individually, and on average, the process takes up to 2 business days.

Calculate favorable terms
Amount of Financing (commodity cost)
3 000 000 KZT
  • 200 000
  • 2 500 000
  • 5 000 000
  • 7 500 000
  • 10 000 000
Number of payments
13
  • 13
  • 15
  • 18
  • 24
  • 30
  • 37
Trade markup (preliminary calculation)
0 %
Monthly payment starting from *
120 000 KZT

The final trade markup will be determined by the Authorized Body and may differ from the indicated amount

The monthly payment depends on the markup amount